ACA
Commission.com
Transparency about the current ACA commissions the carriers are paying out - make sure you're not getting underpaid!
2023 Commissions by State
Alabama
BCBS of AL - Not contracting agents
Ambetter - $20 PMPM
UHC - $20 PMPM
Alaska
Arizona
Aetna - $20 PMPM
Ambetter - $20 PMPM
Medica - $18 PMPM
Cigna - $18 PMPM
Oscar - $20 PMPM
UHC - $20 PMPM
Arkansas
Ambetter -$18 PMPM
California
Aetna - $20 PMPM
Molina - $19 PMPM
Oscar - $15 PMPM
Colorado
Anthem BCBS - $10 PMPM (1-49 members), $14 PMPM (50-99 members), $16 PMPM (100-199 members), $19 PMPM ( 200+)
Friday - $22 PMPM
Cigna - $20 PMPM
Kaiser - $18 PMPM
Connecticut
Anthem - $17 PMPM
Delaware
Aetna - $25 PMPM
Amerihealth Caritas - $24 PMPM
Highmark - $20 PMPM*
Florida
Aetna - $28 PMPM
Amerihealth Caritas - $25 PMPM
Ambetter - $30 PMPM
AvMed - $28 PMPM
Cigna - $27 PMPM
Florida Blue - Referral fees only (captive carrier)
Molina - $20 PMPM
Oscar - $25 PMPM
UHC - $30 PMPM
Georgia
Aetna - $25 PMPM
Ambetter - $30 PMPM
Anthem (BCBS) - $20 PMPM
Cigna - $27 PMPM
Friday - $27.5 PMPM
Kaiser - $18 PMPM
Oscar - $25 PMPM
UHC - $25 PMPM
Hawaii
Idaho
Molina - $14 PMPM
Illinois
Aetna - $25 PMPM
Ambetter - $25 PMPM
BCBS of IL - 3% (1-24 members), 4% (25-99 members), 5% (100+)
Cigna - $18 PMPM
Health Alliance - $18 PMPM
Molina - $19 PMPM
Oscar - $25 PMPM
UHC - $25 PMPM
Indiana
Ambetter - $20 PMPM
Anthem (BCBS) - $20 PMPM
Ascension - $21 PMPM
Caresource - $25 PMPM
Cigna - $22 PMPM
Iowa
CareSource - $21 PMPM
Medica - $18 PMPM
Oscar - $20 PMPM
Kansas
Ambetter - $20 PMPM
Ascension - $21 PMPM
Cigna - $15 PMPM
Medica - $21 per App
Oscar - $20 PMPM
Kentucky
Ambetter - $20 PMPM
Anthem (BCBS) - $25 PMPM
Caresource - $21 PMPM
Molina - $19 PMPM
Louisiana
Ambetter - $30 PMPM
UHC - $25 PMPM
Maine
Anthem (BCBS) - $20 PMPM
Maryland
CareFirst Blue Choice - $12 Per Policy/Month
UHC - $20 PMPM
Kaiser - $16 Per Policy/Month New, $12 Per App Per Month Renewals
Massachusetts
Michigan
Ambetter - $25 PMPM
Ascension - $21 PMPM
BCBS of MI - 2% (HMO and PPO - 1-74 members), 6% (HMO 75+ members), 4% (PPO 75+ members)
Molina - $23 PMPM
Oscar - $20 PMPM
UHC - $20 PMPM
Minnesota
Mississippi
Ambetter - $20 PMPM
Cigna - $22 PMPM
Molina - $17 PMPM
Missouri
Aetna - $20 PMPM
Ambetter - $20 PMPM
Anthem (BCBS) - $20 PMPM
Cigna - $15 PMPM
Oscar - $20 PMPM
UHC - $20 PMPM
Montana
Nebraska
Ambetter - $20 PMPM
Medica - $18 PMPM
Oscar - $18 PMPM
Nevada
Aetna - $25 PMPM
Anthem (BCBS) - $20 PMPM
Friday - $26 PMPM
New Hampshire
Ambetter - $20 PMPM
Anthem (BCBS) - $23 PMPM
New Jersey
Aetna - $20 PMPM
Ambetter - $20 PMPM
Oscar - $20 Per Policy
New Mexico
Ambetter - $20 PMPM
Molina - $14 PMPM
New York
North Carolina
Aetna - $25 PMPM
Ambetter - $25 PMPM
Amerihealth Caritas - $24 PMPM
BCBS of NC - $21 PMPM (must live in NC)
Caresource - $25 PMPM
Cigna - $25 PMPM
Oscar - $25 PMPM
North Dakota
Medica - $15 PMPM
Ohio
Ambetter - $20 PMPM
Anthem (BCBS) - $20 PMPM
Caresource - $21 PMPM
Molina - $15 PMPM
Oscar - $18 PMPM
UHC - $25 PMPM
Oklahoma
Ambetter - $25 PMPM
BCBS of OK - 3% (1-24 members), 4% (25-99 members), 5% (100+)
Friday - $24 PMPM
Oscar - $20 PMPM
Oregon
Pennsylvania
Ambetter - $30 PMPM
Capital Blue Cross - $22 New, $16 Renewal
Cigna - $20 PMPM
Highmark Blue Cross - $20 PMPM
Independence Blue Cross - $19 PMPM
Oscar - $20 PMPM
UPMC - $18 PMPM
Rhode Island
South Carolina
Ambetter - $30 PMPM
Amerihealth Caritas - $24 PMPM
BCBS of SC - $23 Individual, $51 Families 2+ (confirmed)
Cigna - $24 PMPM
Molina - $18 PMPM
South Dakota
Tennessee
Ambetter - $20 PMPM
Ascension - $21 PMPM
BCBS of TN - $20 PMPM
Cigna - $20 PMPM
Oscar - $18 PMPM
UHC - $20 PMPM
Texas
Aetna - $25 PMPM
Ambetter - 25 PMPM
Ascension - $21 PMPM
Baylor Scott & White - 5% New, 2.5% Renewals
BCBS of TX - $20 (MyBlue HMO), $25 (BlueAdvantage)
Cigna - $25 PMPM
Molina - $19 PMPM
Oscar - $25 PMPM
UHC - $25 PMPM
Utah
Cigna - $18 PMPM
Molina - $18 PMPM
Vermont
Virginia
Aetna - $20 PMPM
Anthem (BCBS) - $23 PMPM
CareFirst - $12 PMPM
Cigna - $20 PMPM
Kaiser - $16 Per Policy/Month
Optima - $20 PMPM
Oscar - $18 PMPM
Piedmont - $18 PMPM
UHC - $20 PMPM
Washington
West Virginia
Caresource - $19 PMPM
Wisconsin
Anthem (BCBS) - $20 PMPM
Chorus Community - $18 PMPM
Common Ground - $20 PMPM
Dean - $8 PMPM
Molina - $15 PMPM
Network Health - $18 PMPM
Wyoming
2023 Commissions by Carrier
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